Handyman Insurance

As a jack-of-all-trades, you’re exposed to various risks based on the type of work you’re doing. Handyman insurance with basic general liability coverage can help protect you from many of the unexpected financial challenges that could result from those risks.

Protect your livelihood through the Progressive Advantage® Business Program. Our in-house agency can connect you with one of our providers to design a policy that best fits your business.

Handyman insurance cost

Many factors influence the cost of insuring your business, including the type of work you accept, specific contractual requirements and whether you have employees. A handyman who performs more dangerous, labor-intensive tasks can expect their insurance costs to differ from a handyman who doesn’t.

Cost is an important consideration, especially if you’re just starting out or are on a tight budget. As a result, many prioritize finding the cheapest handyman insurance possible. While you don’t want to overpay, you also shouldn’t compromise adequate coverage for a lower price. Make sure you get what you need to protect your business.

Basic handyman insurance coverage:

General Liability

This coverage protects handyman contractors against financial liabilities from accidents for which they're legally liable.

Commercial Auto

A commercial auto policy is typically needed if you use your vehicle for work. This can include driving to sites or transporting tools, ladders and other work supplies. We offer coverage for many types of vehicles and trailers that are common to handyman contractors.

Other handyman insurance options:

Business Owners Policy (BOP)

A BOP extends general liability insurance to include coverage for things like commercial buildings and personal property.

Workers’ Compensation

Workers’ comp covers your employees for any injuries or illnesses that occur at work.

Get a free quote

Getting a handyman insurance quote is easy. Call us to speak with one of our many in-house specialists who’ll help you choose the right amount of coverage for your small business.

More information

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Get a customized quote and protect your handyman business today

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