Landscaping Insurance

Landscapers and other lawn care businesses are often exposed to risks that can lead to accidents and financial loss. Landscaping insurance can protect your business from the potentially devastating effects that can result from those risks.

Let us connect you with one of our providers through the Progressive Advantage® Business Program. Our team of in-house agents can help you secure coverage that fits your individual business needs.

Landscaping insurance cost

Multiple factors go into calculating your landscaping and lawn care insurance cost, including your exposure and coverage needs. For example, a landscaping business that strictly does mowing and edging will pay a different premium than a landscaping business specializing in hardscapes.

Learn more about other factors that can affect your business insurance cost and what you can do to save money.

Basic landscaping and lawn care insurance:

General Liability

This is the most common form of landscaping liability insurance. It covers instances of bodily injury, property damage and other liabilities for which your business is responsible. Certain clients might consider this coverage a prerequisite to working for them.

Commercial Auto

If you use your vehicle to transport work supplies, such as mowers, fertilizer and tools, you’ll likely need a commercial auto policy. Standard auto policies typically have coverage limitations or restrictions for vehicles used for work. We insure many vehicles common to landscapers, including dump trucks, pick-ups, and utility trailers.

Other insurance for landscapers:

Business Owners Policy (BOP)

A BOP combines liability protection and coverage for commercial buildings and personal property into one package.

Workers’ Compensation

Workers’ comp protects your employees who become injured or ill while at work.

Landscapers insurance through Progressive

Our in-house specialists can connect you with one of the business insurance products offered by our trusted providers. We also have commercial auto agents available to quote your work vehicles, and you can even bind coverage today.

More information

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