Other Small Business Insurance
General Small Businesses
Most small business operations fall under the category of general business. Progressive understands that each business is unique. A dry cleaner, for example, is very different than a consignment shop, even though they both deal in clothing. But most small businesses have the same basic needs when it comes to commercial vehicle insurance.
Special Commercial Auto Insurance Needs of Small Businesses
If your commercial van is often on-site at customer-owned locations, whether it's to deliver a pressed shirt or to tutor a student, you need to have plenty of Liability insurance. With the right commercial vehicle insurance, you'll have peace of mind knowing that if your parking brake ever slips and your car rolls into the side of a customer's house, you'll have enough coverage to pay the damages.
Other businesses requiring plenty of Liability insurance are those who transport people with commercial vans, such as a hotel or airport shuttle service. Since Liability insurance protects against personal injury, in addition to damaged property, you'll want to purchase enough Liability insurance as part of your commercial vehicle insurance to help pay the medical bills that might be incurred in an accident.
If you haul any kind of trailer, you'll love our automatic Single Deductible Endorsement. If your truck, car or commercial van and trailer are both damaged in an accident, you only have to pay one deductible instead of several. It's an easy way to save time, hassle and money.
If you're essentially self-employed, you may want to consider extra Medical Payments insurance, which can help defray the high cost of medical bills incurred as a result of an accident.
The above commercial van and commercial auto insurance coverages are vital to your business. Visit the small business insurance section for a complete list of insurance coverages you'll need.