Landscaping and Snowplow Insurance
Progressive defines landscaping and snowplowing businesses as those who earn income by providing landscaping or snowplowing services to residential or commercial properties. They may also earn income by delivering or selling firewood.
Landscaping and snowplowing businesses include:
- Lawn care installation or maintenance
- Tree trimmers
- Snow removal
- Firewood delivery
Special Snowplow and Landscapers Insurance Options
Landscaping and snowplowing are seasonal businesses. If your vehicles are stored during the off-season, you'll want to consider a Comprehensive Only policy.
Learn more about insurance for seasonal businesses.
Because your vehicle is often on-site at customer-owned locations, Liability insurance is important for snowplow drivers and landscapers. Insurance options like Property Damage Liability coverage pay for damages if, for example, you accidentally scrape a customer's car with your plow.
Since you're essentially self-employed, you also may want to consider extra Medical Payments insurance, which can help you pay high-cost medical bills incurred as a result of an accident.
These snowplow and landscaping insurance options are vital to protect your business. Visit the Small Business insurance section for a complete list of everything you'll need.
Or, contact us today.