Progressive Business Insurance Recommendations
You put a lot of time and energy into building your business. So, of course, you want to be sure all of your hard work is protected. That's why insurance is so important. The right insurance can protect your business in case of an unforeseen accident.
But how do you know what insurance is right for you and your business? That's where Progressive's business insurance recommendations can help. The list below includes insurance we suggest for your business. Click on the coverage names to learn more about who needs it, what it does and how it protects you.
Recommended Small Business Car Insurance
The list below includes small business car insurance coverages that we recommend every small business carry. These insurance coverages protect you in most accident situations.
Liability insurance – Pays for injuries and damages that you cause to other people and their property.
Medical Payments insurance – Pays medical bills for you and any passengers in your vehicle in case they are hurt in an accident or auto-related injury.
Physical Damage insurance – Pays for repairs to your vehicle if it's ever damaged in an accident, whether it's caused by a collision with another vehicle or a falling tree branch.
Uninsured Motorist insurance – Pays for damages to you and your vehicle caused by drivers who don't have insurance or don't have sufficient insurance. Also protects you in case of a hit-and-run.
Additional Company Auto Insurance Options for Small Businesses
The following company auto insurance coverages are typically optional and may not be needed for every business.
Single Deductible endorsement – Saves you from paying multiple deductibles for a single accident where both your vehicle and a trailer, or additional insured equipment, are damaged.
Individual Named Insured endorsement – Extends your company auto insurance to protect you when you're driving a vehicle other than your own.
Non-Owned Vehicle coverages – A collection of coverages that extend your company auto insurance to protect you and your employees when you're driving a vehicle not owned by the company.