Restaurant and Food Service Insurance
What Are Restaurant and Food Service Businesses?
Restaurant and food service businesses earn income by providing, selling and/or delivering prepared food. They also deliver prepared foods, pick up supplies and run errands.
Examples of restaurant and food service businesses include:
- Caterers
- Ice cream vendors
- Meals on Wheels
- Pizza delivery
- Restaurants
- Lunch trucks or lunch wagons
- Concession stands or trailers
- Carnival food trailers or trucks
Special Insurance Needs of Restaurants and Food Services
Restaurant and food service vehicles make frequent trips to customers' locations, whether it's delivering a pizza or catering a wedding. These food service vehicles should have plenty of Liability insurance to protect against any damage they might cause while there, including hitting a parked car.
If you haul a trailer of any type, such as a carnival booth or movable catering station, you'll love our Single Deductible endorsement. With this, you pay only one deductible if your vehicle and trailer are both damaged in an accident.
Visit the Small Business insurance section for a complete list of the insurance coverages you'll need.