Tanning Salon Insurance

Tanning salon insurance is business insurance customized to fulfill the needs of tanning salon owners. Selecting the best tanning salon insurance to meet your needs is vital, as it can protect against costly risks like customer slips and falls or employee injuries.

Fortunately, choosing the best tanning salon insurance is easy with the Progressive Advantage® Business Program. We’ll connect you with a provider and help get your policy customized to your unique business needs, as well as answer any questions you may have.

How much does tanning salon insurance cost?

Tanning salon insurance cost is determined by a variety of factors, from number of employees to coverage needs. For example, a tanning salon owner who offers spray tanning services will have a different insurance cost than an owner who doesn’t offer this type of service.

Learn more about which factors affect your rate and how you can save on your tanning salon insurance.

Basic tanning salon insurance coverage:

  • General Liability: This coverage protects against mishaps that can occur at your salon. For example, a customer slips on a pool of spilled tanning oil and is injured. General liability could help cover their medical expenses.
  • Business Owners’ Policy (BOP): A BOP combines general liability with commercial property damage, along with any additional endorsements you select, making them into one easy to manage policy.

Other tanning salon insurance you might need:

  • Workers’ Compensation: If you have employees, you’re almost always required to carry workers’ comp. It protects against injuries and illnesses that occur on the job.
  • Commercial Auto: If your vehicle is used for business, you’ll need commercial auto insurance. Most personal auto policies will not cover losses that occur while using your vehicle for business use. Progressive insures a variety of vehicles typically used by tanning salons, like vans and SUVs.

Get what you need in one place

Starting your customized tanning salon insurance quote is easy. Just call or start a quote online, and we’ll help you get the tanning salon insurance coverage that’s right for your business.

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