Workers' Compensation Insurance

Get a workers' compensation insurance quote today^**

Workers’ compensation insurance covers medical costs and lost wages for your employees, should they suffer a covered work-related injury or illness.
It isn’t just a crucial part of a business insurance policy – it’s often required by law. Luckily, protecting your business is easy with the Progressive Advantage® Business Program. Just click above to get started with a quote customized for your business.
Who needs workers’ compensation?While the laws vary by state, almost every state requires businesses with employees to carry workers’ comp insurance.
In Ohio, North Dakota, Washington and Wyoming, businesses must purchase workers’ compensation insurance directly through the state.
Why does my business need it?Workers’ comp protects not only your employees, but your business too. Failing to comply with your states workers’ compensation regulations could result in hefty fines or lawsuits against your business.

		Additional business insurance products to consider:
	
Commercial AutoCovers your business’s vehicles. It’s an important coverage as many personal auto insurance policies will not cover vehicles while they’re being used for a business purpose.
General LiabilityProtects your business from a variety of claims including bodily injury, property damage, personal injury and others that can arise from its business operations.
Business Owners PolicyIncludes General Liability coverage and adds coverage for your business' commercial building and personal property. Also adds coverage against loss of business income.
Professional LiabilitySometimes referred to as errors and omissions insurance, it protects your business in professional negligence claims and includes defense costs. Often purchased by businesses that provide professional services or advice.
Cyber InsuranceProtects your business against cyber threats, including a data breach and cyberattack. 
Find out if your business is eligible, or give us a call at: 1-877-583-0792.

* Commercial auto policies are underwritten by Progressive Casualty Ins. Co. & affiliates.

** Business Owners, General Liability, Professional Liability and Workers' Compensation policies are underwritten by third-party insurers that are not affiliated with Progressive and are solely responsible for claims. Progressive Advantage Agency, Inc. attempts to quote each applicant contacting us for a quote with at least one of these insurers by using its Business Owners, General Liability, Professional Liability and Workers' Compensation quoting guidelines for the applicant's state. These guidelines will determine the company quoted, which may vary by state. The company quoted may not be the one with the lowest-priced policy available for the applicant. Certain Progressive companies may be compensated as licensed agencies for performing services on behalf of the Business Owners, General Liability, Professional Liability and Workers' Compensation insurers. Progressive assumes no responsibility for the content or operation of the insurers' websites. Information provided by an applicant or insured to a Business Owners, General Liability, Professional Liability or Workers' Compensation insurer is subject to its terms of use and privacy policy, and may be shared with us. Prices, coverages, privacy policies and compensation rates may vary among the insurers.

Coverages are not available in all states or for all vehicles and coverage selections.

Coverage subject to policy terms and conditions.