Construction Insurance

We offer customized construction insurance including general liability, workers' compensation, commercial auto insurance and much more. Certain coverages for contractors are available by themselves, but we also offer full BOPs with a wide variety of options.

Who needs construction insurance?

Any business that works in a construction trade, such as building construction, heavy construction or home improvement, needs to carry construction insurance to protect them from risk. We offer many types of construction insurance including:

Laws may vary by state, so make sure you're familiar with the local rules and regulations where you work.

General liability insurance

General liability insurance, or GL, is a fundamental part of construction insurance. It could provide protection against lawsuits and other financial liabilities that result from things like accidents or other mishaps.

GL is often bundled with a variety of other coverages in a Business Owners Policy, or BOP. However, you might be eligible to get construction insurance with general liability coverage through the Progressive Advantage® Business Program without getting a full BOP. Check eligibility.

Business owners insurance

Business Owners Insurance (BOP) could provide various protections for construction businesses including general liability insurance, and loss of income coverage. Find out if you’re eligible to include BOP - through the Progressive Advantage Business Program - as a part of your construction insurance plan. Check eligibility.

Workers' compensation insurance

Workers' compensation insurance through the Progressive Advantage Business Program could help cover the medical costs and a portion of lost wages for an employee who becomes ill or injured during work.

Discover if you're eligible to include workers' compensation coverage to your construction insurance package. Check eligibility.

Construction insurance for vehicles

We provide many types of construction vehicle insurance including:

We also offer an extensive line of trailer insurance for whatever you’re hauling. View all the types of commercial trailers we insure.

Learn more common types of commercial vehicles we insure and browse commercial auto insurance information organized by vehicle type.