Commercial auto insurance for small business
We're the #1 commercial auto insurer in America*, insuring more than 1 million commercial vehicles
Customized coverage to match your business
We have the basics like Liability and Physical Damage, and more specialized options like Any Auto, Non-Owned Vehicle, Drive Other Car and others. We can also adjust your policy to reflect seasonal changes to keep your rates low and your coverage steady.
We provide special benefits including customized coverages, competitive rates, discounts, exceptional claims service and more. Commercial Auto insurance covers:
Includes cars, light trucks, SUV's, vans and more. Business auto insurance customers enjoy advantages including discounts and access to service centers throughout the country.
From dump trucks to tractor trailers, we have the experience you're looking for. We offer 24/7 claims service with an extensive truck repair network, discounts and more.
You can save up to 15% on your commercial auto policy if you qualify for some of the special discounts made for our commercial auto customers.
* Package Discount - Business Auto customers with an in-force General Liability or Business Owners Policy could be eligible for a discount up to 5 percent.
Do you need a commercial policy?
If you use a vehicle for work, you probably need a commercial policy. Not sure? No Problem. Use our simple commercial vs personal auto insurance tool to find out if you need a commercial policy or not.
Commercial auto insurance cost
Several factors affect the cost of your commercial auto insurance. Such as:
- Your business type
- Your location
- The types of vehicles you drive
- The drivers driving histories
- The amount of coverage you need
These factors can significantly increase or decrease your premium. For example, a farmer with a perfect driving record who infrequently uses his work vehicle will typically pay less than an over-the-road trucker with a poor driving record.
Luckily, getting a quote that matches your situation is easy to do. Just start a quote online, or simply call us. Our licensed commercial representatives are specially trained to help you decide which commercial coverages and limits you need to match your exact level of risk.