Commercial Auto Insurance

Save up to 5% if you currently carry General Liability*

Commercial auto insurance for small business

We're the #1 commercial auto insurer in America*, insuring more than 1 million commercial vehicles

Customized coverage to match your business

We have the basics like Liability and Physical Damage, and more specialized options like Any Auto, Non-Owned Vehicle, Drive Other Car and others. We can also adjust your policy to reflect seasonal changes to keep your rates low and your coverage steady.

We provide special benefits including customized coverages, competitive rates, discounts, exceptional claims service and more. Commercial Auto insurance covers:

Business autos

Includes cars, light trucks, SUV's, vans and more. Business auto insurance customers enjoy advantages including discounts and access to service centers throughout the country.

Trucks

From dump trucks to tractor trailers, we have the experience you're looking for. We offer 24/7 claims service with an extensive truck repair network, discounts and more.

Trailers

We cover a wide range of commercial trailers ranging from pickup truck utility trailers to large dump body trailers pulled by a tractor.

Discounts

You can save up to 15% on your commercial auto policy if you qualify for some of the special discounts made for our commercial auto customers.

* Package Discount - Business Auto customers with an in-force General Liability or Business Owners Policy could be eligible for a discount up to 5 percent.

Do you need a commercial policy?

If you use a vehicle for work, you probably need a commercial policy. Not sure? No Problem. Use our simple commercial vs personal auto insurance tool to find out if you need a commercial policy or not.

Commercial auto insurance cost

Several factors affect the cost of your commercial auto insurance. Such as:

  • Your business type
  • Your location
  • The types of vehicles you drive
  • The drivers driving histories
  • The amount of coverage you need

These factors can significantly increase or decrease your premium. For example, a farmer with a perfect driving record who infrequently uses his work vehicle will typically pay less than an over-the-road trucker with a poor driving record.

Luckily, getting a quote that matches your situation is easy to do. Just start a quote online, or simply call us. Our licensed commercial representatives are specially trained to help you decide which commercial coverages and limits you need to match your exact level of risk.