Commercial Auto Insurance

Personalized coverage for your business vehicles

Commercial auto insurance for small business

We're the #1 commercial auto insurer in America*, insuring more than 1 million commercial vehicles

Commercial auto insurance is liability and physical damage protection for vehicles, such as cars, trucks and vans, that are used for business. Commercial vehicles require a separate policy because they’re typically exposed to more risk than personal vehicles.

Commercial auto insurance isn’t just for industrial vehicles like semis or dump trucks. For example, businesses that use a car to run errands, carry tools or transport clients might also need a commercial auto policy.

Customized coverage to match your business

Selecting commercial vehicle insurance coverage that meets your specific needs is vital to protecting your business and income. A commercial auto insurance quote typically includes:

  • Liability
  • Physical Damage
  • Medical Payments
  • Uninsured Motorist
  • Hired Auto
  • Non-Owned Coverage
  • Any Auto
  • All commercial coverages

We can also adjust your policy to reflect seasonal changes to keep your rates low and your coverage steady.

We also provide special benefits including customized coverages, competitive rates, discounts, exceptional claims service and more. Commercial Auto insurance covers:

Business autos

Includes cars, light trucks, SUV's, vans and more. Business auto insurance customers enjoy advantages including discounts and access to network shops throughout the country.


From dump trucks to tractor trailers, we have the experience you're looking for. We offer 24/7 claims service with an extensive truck repair network, discounts and more.


We cover a wide range of commercial trailers ranging from pickup truck utility trailers to large dump body trailers pulled by a tractor.

Do you need a commercial auto insurance policy?

Use our simple commercial vs personal auto insurance tool to find out if you need commercial vehicle insurance.

Commercial auto insurance cost

Finding cheap commercial auto insurance is often a priority for small business owners. Learn which factors affect your commercial auto insurance cost, and discover several ways to save on your premium.

Getting a quote that matches your situation is easy. Just start a quote online, or simply call us. Our licensed commercial representatives are specially trained to help you decide which commercial coverages and limits you need to match your exact level of risk.


You can save on your commercial auto policy if you qualify for some of the special discounts made for our commercial auto customers.

More information

Discounts vary and may not be available in all states and situations.