Personal Trainer Insurance

Personal trainer insurance is coverage customized to meet your personal training business needs. Personal trainer insurance coverage can help protect you from lawsuits, financial losses and accidents that can have a crippling effect on your personal training business.

With the Progressive Advantage® Business Program, we’ll connect you with a provider for the best personal trainer insurance to meet your needs.

How much does personal trainer insurance cost?

The cost of personal trainer insurance is based on a variety of factors, such as exposure, claims history and business needs. For example, a personal trainer with a recent $10,000 claim on their history will potentially have a more affordable personal trainer insurance cost than a trainer with no claims history.

While cost is always a deciding factor, selecting the cheapest personal trainer insurance may not cover everything you need it to. Make sure you get what you need and select the right coverages for your business.

Basic personal trainer insurance coverages:

  • General Liability: The most common type of personal trainer liability insurance coverage. It protects you from accidents or lawsuits that may result from mishaps on the job. For example, a client trips while moving to their next exercise on a jump rope and becomes injured. General liability could help cover their injury.
  • Professional Liability: Also called Errors and Omissions (E&O) Insurance. This coverage protects against claims that your advice or negligence lead directly to a client’s injuries or lost wages. For example, you fail to spot a client while doing a new exercise and they fall and break their hip. Professional liability could help cover the client’s injury.

Other personal trainer insurance you might need:

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