Box truck insurance is customizable commercial auto coverage for box truck drivers and their businesses.
Businesses that need box truck insurance
Many types of business require box truck insurance for risks associated with short-haul trucking. The most common industries include:
Smaller companies might also use box trucks. For example, a bakery might own a box truck that it uses to transport products to local clients.
Your profession — along with your driving history, typical travel radius and cargo — can impact your box truck insurance cost.
Types of box and straight trucks
Box trucks can go by different names depending on the type of cargo or use. Progressive Commercial insures the following types of box trucks:
- Cargo cutaway
- Ice box
- Moving truck
- Reefer truck
- Sleeper box
- Tilt cab
Typical box truck insurance coverages
Typical box truck insurance coverages depend on whether you carry your own products or are a for-hire trucker.
Private carriers might need to purchase basic box truck insurance coverages, such as:
- Liability insurance, which can cover injuries or damage to people or property if you're at fault in an accident.
- Physical Damage coverage, which protects your vehicle if it is damaged in an accident.
If you're a for-hire trucker and your motor carrier provides Primary Liability insurance, you may only need to purchase certain box truck insurance coverages, including:
- Motor Truck Cargo insurance, which protects the goods you're hauling.
- Non-Trucking Liability insurance, which covers your truck when you aren't under dispatch.
Getting a quote is the best way to learn which coverages are right for your business.
Start a box truck insurance quote today
Start a box truck insurance quote today to protect your company from specific risks. You can quote online or call us to speak with a licensed agent about your commercial auto and business insurance needs.