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    We're the #1 commercial truck insurer in AmericaΔ

    Over the past 50+ years, we've grown to be the #1 commercial truck insurance company in America by providing flexible coverage and payment options, free filings, specialized heavy truck claims service, discounts and expert support.

    We insure many types of trucks in all states, and we specialize in insuring:

    Insure your commercial truck with Progressive

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    We offer customized truck coverages

    In addition to some of the common coverages shared by all commercial vehicles, we offer truck-specific coverages, including:

    We'll help you with your filings

    Progressive offers state and federal filings for our commercial truck insurance customers. An insurance filing is a guarantee to the government that you have adequate coverage for your vehicle. Once authority has been filed, we can take care of the rest.

    We specialize in heavy truck claims

    Our goal is to give you the best truck claims service in the market. Unlike many companies, we boast a highly specialized team of 100% in-house adjusters who’ll manage your repairs from start to finish. We’ve also developed an extensive network of pre-approved repair shops that give our customers priority status.

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    Truck insurance cost

    In 2022, Progressive’s national average monthly cost for commercial for-hire truck insurance ranged from $736 for vocational truckers to $1,125 for other transportation truckers.‡‡ Remember, these averages aren’t necessarily what you’ll pay. Your rate will depend on various factors, including:

    • USDOT inspection history
    • Coverage requirements
    • Vehicle type
    • Cargo
    • Operating radius
    • Driving history

    We offer competitive bill plans with low down payment options. Our customers can also avoid interest on monthly installments because we don’t rely on outside premium financing.

    Learn more about commercial truck insurance cost, policy rating factors and measures you can take to find customized coverage at a competitive price. Call or start a quote online to find out your exact rate.

    Discounts and other ways to save

    You can save on your truck insurance quote through a combination of special discounts and other ways to save. Here are just a few:

    • Smart Haul® Program: Truckers using an electronic logging device (ELD) have the opportunity to save on their Progressive commercial truck policy by allowing us to access their driving data. New truck customers who participate save an average of $984.**
    • Snapshot ProView®: Truckers without an ELD can automatically save at least 5% on their commercial auto policy just for enrolling.†† It also gives businesses with three or more vehicles access to free fleet management tools.
    • Business Experience Discount: If your business has been up and running for more than three years, you're eligible for a discount.
    • Commercial Driver's License (CDL) Discount: For-hire truckers can easily save on their insurance by having a CDL.

    View a list of discounts available for our truck insurance customers.

    Common questions about truck insurance

    Who is insured under a commercial truck insurance policy?

    After I start a policy, how long does it take to get my filings issued?

    Does truck insurance cover personal use?

    What is bobtail truck insurance?

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    Start a commercial truck insurance quote and protect your vehicle today

    Get a quoteOr, call 1-888-806-9598