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Over the past 50+ years, we've grown to be the #1 commercial truck insurance company in America by providing flexible coverage and payment options, free filings, specialized heavy truck claims service, discounts and expert support.
We insure many types of trucks in all states, and we specialize in insuring:
In addition to some of the common coverages shared by all commercial vehicles, we offer truck-specific coverages, including:
Progressive offers state and federal filings for our commercial truck insurance customers. An insurance filing is a guarantee to the government that you have adequate coverage for your vehicle. Once authority has been filed, we can take care of the rest.
Our goal is to give you the best truck claims service in the market. Unlike many companies, we boast a highly specialized team of 100% in-house adjusters who’ll manage your repairs from start to finish. We’ve also developed an extensive network of pre-approved repair shops that give our customers priority status.
In 2022, Progressive’s national average monthly cost for commercial for-hire truck insurance ranged from $736 for specialty truckers to $1,125 for other transportation truckers.‡‡ Remember, these averages aren’t necessarily what you’ll pay. Your rate will depend on various factors, including:
Learn more about commercial truck insurance cost, policy rating factors and measures you can take to find customized coverage at a competitive price. Call or start a quote online to find out your exact rate.
Talk to a licensed truck insurance expert. Call 1-888-806-9598 or find a local independent agent. You can also start a quote online.
You can save on your truck insurance quote through a combination of special discounts† and other ways to save. Here are just a few:
View a list of discounts available for our truck insurance customers.
The people covered under a commercial truck insurance policy can vary and are specified in the policy. Any employees that drive your trucks (in addition to yourself) are known as “permissive users” and must be listed on your policy.
Filings are usually completed within 48 hours of the request.
It depends. Coverage for the “personal use” of a commercial truck depends on whether the driver is operating under their own authority or leased to a motor carrier. If they’re operating under their own authority, they’re covered for all personal use under their policy. If they’re leased to a motor carrier, they’re usually covered for business use only, but they could get Non-Trucking Liability insurance to cover their personal use.
Bobtail truck insurance is a coverage that protects your truck when it’s being driven without a trailer for a business purpose, like a trucker returning to their depot after dropping off a trailer.
