Things like injuries, mistakes or property damage could result in lawsuits that lead to damaging judgments against you. Having adequate garage insurance could mean the difference between staying in business or not.
Now you can get garage insurance through the Progressive Advantage® Business Program. Small businesses that qualify could be eligible for the following types of coverages:
Types of garage insurance
Most businesses in the auto trade need some form of garage insurance to be protected. Common types of garage insurance include:
- Tow Truck Insurance
- Body Shop Insurance
- Repair Shop Insurance
- Muffler Shop Insurance
- Radiator Services Insurance
- Transmission Shop Insurance
General liability insurance
General liability insurance, or GL, is a fundamental part of any garage insurance strategy. It could provide protection against lawsuits and other financial liabilities that result from things like accidents, building damage or other mishaps.
Business owners policy
Many businesses need more than basic liability. A BOP can provide additional protection including property, loss of income, identity theft coverage and many more. Find out if you're eligible to include BOP - through the Progressive Advantage Business Program - as a part of your garage insurance plan. Check eligibility.
Workers' compensation insurance
Workers' compensation insurance through the Progressive Advantage Business Program could help cover the medical costs and a portion of lost wages for an employee who becomes ill or injured during work. Discover if you're eligible to include workers' compensation coverage to your garage insurance package. Check eligibility.
Garagekeepers legal liability insurance
Towing businesses and service stations might need to carry Garagekeepers Legal Liability insurance to protect customers' vehicles while they're being held or worked on. Learn more about Garagekeepers Legal Liability insurance.