Nevada Business Insurance
Customized protection for your Nevada business
Nevada business owners should consider carrying business insurance to protect against the various hazards associated with running a business, such as a customer slip and fall or an employee injury on the job. These incidents can lead to lawsuits and threaten a business’s cashflow without the proper business insurance.
Small businesses make up over 99% of Nevada businesses and employ 503,144 people, according to the U.S. Small Business Administration (SBA). These employers are required by law to protect their employees with workers’ compensation insurance.
Luckily, finding business insurance that suits your needs is easy with the Progressive Advantage® Business Program. We’ll match you with a customized business insurance policy that properly protects your livelihood.
Types of NV business insurance
How much does business insurance cost in Nevada?
The cost of business insurance in Nevada is based on several factors, including your business’s size, location and coverage needs. For example, a small business located in Las Vegas with five employees will have a different cost than a business located in Reno with twenty employees.
Another factor that affects your business insurance rate is the type of work that you do. Different professions and specialties are exposed to varying amounts of risk and can expect to pay different rates because of it. For example, a landscaper specializing in lawn maintenance is exposed to a lower amount of risk than a tree trimmer who removes large trees and can therefore expect to pay a lower rate.
Learn more about factors that influence your business insurance rate.
Nevada business insurance requirements
Nevada businesses are required by state law to carry workers’ compensation insurance if they have one or more employees. Employers may purchase coverage from a private carrier licensed in Nevada or qualify to be self-insured by the Nevada Department of Insurance. Learn more about Nevada’s workers’ compensation requirements.
While workers’ compensation is the only business insurance coverage required by Nevada law, it’s a good idea to consider other coverages. An unexpected incident could lead to unnecessary financial stress without the proper protection in place.
Start protecting your business today with a free and easy online quote.
Resources for Nevada small business owners:
Nevada professions we insure
We help small business owners from a wide variety of industries, including these common professions:
Browse more examples of professions we insure.
Why choose Progressive?
Business insurance for all Nevada cities
We can customize business insurance in all Nevada cities, including, but not limited to: