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Most small businesses need this coverage. It guards against things like bodily injury, property damage, completed operations and advertising injury that arise from your business. Sometimes people refer to this coverage as "business insurance".
You probably need this coverage if you use your vehicles for your business. This can include traveling between job sites, making deliveries, or transporting tools and equipment. It provides liability and physical damage protection for your business vehicles and trailers.
Liability protection for businesses who offer a professional service or advice. It’s sometimes referred to as Errors and Omissions (E&O).
Protects against electronic threats, such as data breaches and cyber-attacks. It can also cover the legal costs associated with these issues.
Business Owners Policy (BOP)
This coverage packages liability and property coverage into one policy. Common for small businesses with commercial buildings or personal property.
This protects you and your employees. It helps pay for things like medical costs and lost wages of employees who become injured or ill on the job.