Architect Insurance

Architect insurance is coverage focused on protecting the needs of architects and their businesses. Choosing the coverage that fits your needs is crucial, as it can protect against the potentially crippling effects of a claim against your livelihood.

Whether you only need professional liability insurance or a full Business Owners Policy, getting the right business insurance for your architecture business is simple with the Progressive Advantage® Business Program. With just a call or click we’ll connect you with a provider to get started with all the coverages you need.

How much does architect insurance cost?

The cost of architect insurance is based on a variety of factors including number of employees, business location and claims history. For example, an architectural firm with three architects on staff will have a higher cost to insure than a sole proprietor.

To learn more about how insurance cost is calculated, click here.

Professional liability insurance for architects

Architect professional liability insurance, also referred to as errors and omissions (E&O) insurance, protects against claims of professional negligence, real or perceived. Professional liability also includes protection for claims, like a failure to deliver services or giving incorrect advice, along with the cost to defend your business from such claims.

While not required by law, it’s often recommended for architects to carry professional liability coverage given the nature of their work. For example, after drawing up plans for a new office building, the developer claims the plans are unsafe to use and sues. Your professional liability insurance could cover the defense cost for your business.

Additional architect business insurance you might need:

  • General Liability: General liability covers your architectural business from third party damages, like customer injuries and property damages.
  • Business Owners’ Policy (BOP): A BOP combines general liability insurance with commercial property to form one easy to manage policy.
  • Workers’ Compensation: Workers’ comp protects your employees should they become injured or ill while on the job.

Get an architect liability insurance quote today

Starting a quote for your business is simple. Just call us or click to get started.

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