Event Planner Insurance

Basic event planner insurance coverage:

General Liability

This event planner insurance coverage protects from mishaps and lawsuits that your business could be held liable for. For example, while in your office a client trips on a rug and becomes injured. General liability could help cover their medical expenses.

Professional Liability

This coverage, also called errors and omissions (E&O), protects your business against claims of negligence. For example, a client claims the event you planned was substandard and sues. E&O insurance could help protect your business.

Commercial Auto

If you use your vehicle for event planning business purposes, commercial auto insurance is a must. Most personal auto policies do not cover losses that occur while using your vehicle for business.

Other event planner insurance you might need:

Business Owners Policy (BOP)

A BOP combines liability and coverage for your business property into one policy.

Workers’ Compensation

Workers’ comp covers employee injuries or illnesses that occur on the job.