Garage insurance protects against a variety of liabilities often faced by garage owners and repair shops. These liabilities include things like customer slips and falls or damages resulting from faulty work. A single accident can result in a lawsuit that damages a business beyond repair, so it’s important to have accurate and sufficient coverage in place.
Protect your small business through the Progressive Advantage® Business Program. Our in-house agency can help you find business insurance through one of our trusted providers.
Who needs it?
Businesses that have a physical location such as a garage, parking lot or storage area used to repair or store vehicles usually need garage insurance. This includes:
- Automotive repair shops
- Body shops
- Tow or impound lots
- Muffler shops
- Transmission shops
- Auto dealerships
- Tire and battery repair facilities
- Auto service centers
What does it cost?
Your garage insurance cost depends on various factors, including your type of work, coverage needs and claims history. For example, a repair shop with a recent claim of $28,000 can expect to pay more for insurance than a similar repair shop that’s claim free.