Home Improvement Insurance

Home improvement insurance is insurance customized to fit the needs of businesses and contractors that specialize in home improvement and repair. Choosing business insurance to fit your needs is crucial because it can protect against potential risks, like a car accident in a work vehicle or a customer’s slip and fall in your office.

Luckily, finding coverage is easy with the Progressive Advantage® Business Program. We’ll connect you with a provider that can assist in setting up the best home improvement insurance for your needs.

How much does home improvement insurance cost?

Home improvement insurance cost is determined by a variety of factors, including business size, location and coverages. For example, a home improvement business that needs a general liability policy with a $500,000 limit will have a different insurance cost than one that requires a policy with a $1 million limit.

Learn more about how home improvement insurance cost is calculated.

Basic home improvement business insurance coverage:

Commercial Auto

Commercial auto insurance protects your work vehicles in case of an accident or loss. Having a commercial auto policy can be vital, as most personal auto insurance policies will not cover business vehicles. Progressive insures a variety of commercial vehicles.

General Liability

This coverage protects against a number of potential claims, including third-party damages and customer injuries, making it an essential part of a home improvement insurance policy.

Other home improvement insurance you might need:

Professional Liability

Also known as errors and omissions (E&O), professional liability insurance protects against claims of negligence if your work doesn’t meet a client’s expectations.

Business Owners Policy (BOP)

A BOP bundles general liability with commercial property coverage into one easy-to-manage policy.

Workers’ Compensation

Workers’ compensation covers your employees in case of injuries or illnesses on the job

Get a home improvement business insurance quote today

Getting started with a home improvement business insurance quote is easy. Just start an online quote or give us a call for expert advice.

More information

Start a customized quote for your home improvement business today

Get a quoteOr, call 1-888-806-9598