Janitor insurance is coverage tailored to help protect your business and employees from a variety of risks that can happen on the job, from an injury requiring workers’ compensation to a business auto accident. Having the right insurance for your janitorial services business is important as it can protect from losses that can potentially devastate your janitorial business.
Our Progressive Advantage® Business Program can help protect your business. Our experts can assist with setting up a janitorial services insurance policy specialized to your needs.
How much does janitorial insurance cost?
Many different factors can affect janitorial insurance cost. These factors, such as the size of your business, number of employees and coverage needs, all play a role in determining your rates. For example, a janitorial company with two janitors will have a different cost than a larger one with 100 employees and multiple business vehicles.
Basic janitorial services insurance coverage:
- General Liability: General liability covers mistakes or accidents that could carry high costs, as well as protection against lawsuits. For example, an employee forgets to put out a “Wet Floor” sign while mopping, and a customer slips. General liability would protect you should they present a lawsuit for their medical bills.
- Commercial Auto: If you use your vehicle for work, such as to transport supplies or employees, you’ll need commercial auto coverage. A commercial auto policy will have specialized limits and exclusions for work vehicles.
Other insurance you might need:
- Business Owners’ Policy (BOP): If you use your vehicle for work, such as to transport supplies or employees, you’ll need commercial auto coverage. A commercial auto policy will have specialized limits and exclusions for work vehicles.
- Workers’ Compensation: Workers’ comp covers medical expenses and lost wages that could result from injuries or illnesses that occur at work.
Get what you need in one place
Get started with a quote for janitor insurance today! Our in-house agency can customize a policy to your janitorial services business needs.