Life Coach Insurance
Life coach insurance is insurance coverage specially designed to meet the needs of a life coach. Progressive can help find coverage for a variety of life coaches, from coaches just starting out to seasoned pros. Regardless of your experience, selecting the right life coach liability insurance is key, as it covers your business in case of a crippling financial loss due to things like lawsuits or injuries.
Luckily, selecting the right life coach insurance coverage is easy with the Progressive Advantage® Business Program. We’ll connect you with a provider to set up the right policy for you and your business.
How much does life coach insurance cost?
The cost of life coach insurance is based on several factors, including risk and claim history. For example, a life coach with a $10,000 claim on their record will have a different rate than a life coach with no claim history.
Find out more about how your cost to insure is calculated here.
Basic life coach insurance coverage:
- General Liability: This coverage provides protection against mishaps that occur on the job and potential resulting lawsuits. For example, while visiting your office a client slips on a rug and becomes injured. General liability could help cover their expenses.
- Professional Liability: This life coach liability coverage, also called errors and omissions (E&O) insurance, protects against claims of negligence. For example, a client claims following your advice directly led to him being fired from his job and sues. E&O insurance could help defend your business.
Other life coach insurance you might need:
- Business Owners’ Policy (BOP): A BOP adds property damage coverage to general liability coverage, making one easy-to-manage policy.
- Commercial Auto: If you use your vehicle for work, such as picking up clients, you’ll likely need commercial auto insurance. Many personal auto policies will not cover losses that occur while the vehicle is being used for business purposes.
Get what you need in one place
Starting a life coach insurance quote is simple. Call or click today and our in-house insurance experts will help set up a policy that’s right for you.