Massage Therapist Insurance

Massage therapist insurance is coverage designed specific to your massage therapy business needs. Massage therapy insurance coverage can also protect against unforeseen accidents and resulting lawsuits that can result in crippling high cost losses to your business. 

With the Progressive Advantage® Business Program, getting the right coverage is easy. Our insurance experts can help find customized coverage for your specific massage therapy business needs, making sure you’re protected.

How much does massage therapist insurance cost?

Massage therapist insurance cost is dependent on a variety of factors like business size and coverage needs. For example, a massage therapy business with twenty massage therapists who travel to their clients’ homes will have a different cost than a business with two therapists who work out of a permanent location.

Basic coverage:

  • General Liability: Protects against accidents on the job, as well as resulting lawsuits that can arise. For example, while getting on a table a client slips and falls on their back. This massage therapist insurance coverage could help cover their medical bills.
  • Professional Liability: Also called errors and omissions insurance (E&O insurance), protects against any claims of negligence against your massage therapy business. For example, after a deep tissue massage a client claims their back was injured. This coverage could help cover their medical expenses.
  • Business Owners’ Policy (BOP): Combines general liability insurance and property damage insurance into one convenient package.

Other massage therapist insurance you might need:

  • Workers’ Compensation: Covers employees’ illnesses or injuries that occur while at work.
  • Commercial Auto: Covers your business vehicle in the event of a commercial car loss. If your vehicle is used for business purposes, you’ll need a commercial auto policy. Progressive insures a variety of business vehicles used for massage therapy.

Start a massage therapist insurance quote today

Getting a massage therapist insurance quote is simple. Call or click to get started with a free quote.

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