Spa Insurance

Spa insurance is coverage customized to protect spa businesses, including day spas, mobile spas, massage spas and health spas. Choosing the spa insurance coverages to properly protect your business is crucial, as it can protect against a variety of hazards, such as a slip and fall in your business.

Luckily, finding spa insurance is easy with the Progressive Advantage® Business Program. We’ll connect you with a spa insurance company to set up the insurance that’s right for you.

How much does spa insurance cost?

The spa insurance cost is determined by a variety of factors, such as business location, specialty, and number of employees. For example, a mobile spa company will have a different cost to insure than a day spa company.

To learn more about how spa insurance cost is calculated, click here.

Basic spa business insurance coverage:

  • General Liability: Often referred to as business insurance, general liability insurance protects your business from third party injury and damages. For example, a client slips on a pool of spilled massage oil while in your spa and is injured. General liability could help cover their injury.
  • Commercial Auto: Commercial auto insurance protects your business’s vehicles, making it a crucial spa insurance coverage, especially for mobile spas. Additionally, most personal auto insurance policies will not cover accidents that occur while a vehicle is being used for a business.

Other spa insurance you might need:

  • Business Owners Policy (BOP): A BOP combines general liability insurance with commercial property insurance into one convenient policy.
  • Workers’ Compensation: Workers’ compensation covers your employees should they become injured or ill as a result of their work.

Get a spa business insurance quote today

Get started with a free quote for spa business insurance is easy. Just call us for expert advice, or click to get started.

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