Store Insurance

Store insurance can help protect your business against lawsuits and financial losses resulting from a number of situations. A customer can fall and injure themselves; property could become damaged or stolen, employees could become injured or sick. Any store owner who's experienced problems like these could tell you how important it is to carry the right types and amounts of store insurance. Coverages might include:

Now you can get store insurance, with general liability insurance and other coverages through the Progressive Advantage® Business Program. The program offers Business Owners Policies, complete with liability and commercial auto protection for small businesses that qualify.

Who needs store insurance?

Almost all retail stores and other small businesses need some type of basic store insurance. They include:

  • Electrical Contractors
  • Electric Repairmen
  • HVAC Technicians
  • Heating Contractors
  • Lighting Technicians
  • Lighting Consultants
  • Air Conditioning Contractors
  • Construction Companies

Laws may vary by state, so make sure you're familiar with the local rules and regulations where you work.

Business owners policy

Business Owners Policy (BOP) could provide various protections for stores including general liability insurance, property insurance, loss of income coverage and more.

General liability insurance, or GL, is a fundamental element of any store insurance strategy. It could provide protection against lawsuits and other financial liabilities that result from things like slips, building damage, lawsuits and other business related risks.

Find out if you’re eligible to include BOP - through the Progressive Advantage Business Program - as a part of your restaurant insurance plan.

Workers' compensation insurance

Workers' compensation insurance through the Progressive Advantage Business Program could help cover the medical costs and a portion of lost wages for an employee who becomes ill or injured during work. Discover if you're eligible to include workers' compensation coverage to your store insurance policy.

Store insurance for vehicles

We provide many types of store vehicle insurance including:

See what you could save

Get a commercial vehicle quote online or call us at 1-888-806-9598 and learn more about store insurance for your vehicles and other insurance needs.

In addition to outstanding commercial vehicle claims services, we also provide flexible payment options and fast online bill payment capabilities.

Learn more common types of commercial vehicles we insure and browse commercial auto insurance information organized by vehicle type. Also view a list common trailers we insure.