Utah Business Insurance
Customized protection for your Utah business
Utah business owners should consider several types of business insurance to protect them from a variety of work-related incidents, including property damage, employee injury and customer mishaps.
Utah reported 33,300 non-fatal workplace injuries in 2018, with nearly 85% of them from private sector businesses, according to the Bureau of Labor Statistics. An employee missing work, even for a short amount of time, can disrupt business operations and threaten your cashflow and assets.
Shop for workers’ compensation, general liability, professional liability and more through the Progressive Advantage® Business Program. We’ll help you customize a business policy that meets your specific needs.
Types of UT business insurance
How much does business insurance cost in Utah?
The cost of business insurance in Utah depends on several rating factors, including your business’s size, location and coverage needs. For example, a business located in Salt Lake City can expect a different rate than a business in St. George.
The most significant factor is your profession. Businesses are usually rated on the exposures that are unique to their industry. For example, a florist can expect a lower rate than a contractor because their work is less physical and usually doesn’t require the use of heavy equipment.
Learn more about the factors that influence your cost, or get a free online quote to find out your rate.
Utah business insurance requirements
Business insurance isn’t required by law in Utah except for workers’ compensation. Employers must carry workers’ comp coverage for each of their employees and can purchase coverage through a private insurance carrier or qualify to become self-insured.
Other business insurance, like general liability, professional liability or a BOP, aren’t required by the Utah law, but it’s a good idea to have some type of coverage to protect from unexpected incidents. It’s also common for a client or landlord to require business insurance before entering a contract or lease.
Resources for Utah small business owners:
Utah professions we insure
We help small business owners from a wide variety of industries, including these common professions:
Browse more examples of professions we insure.
Why choose Progressive?
Business insurance for all Utah cities
We can customize business insurance in all Utah cities, including, but not limited to: