Vermont Business Insurance
Customized protection for your Vermont business
Vermont business owners should consider carrying business insurance to protect from the financial and legal problems that often arise from a variety of work-related incidents.
Small businesses make up 99% of all businesses in Vermont and employ over 157,000 people, according to the U.S. Small Business Administration (SBA). Any of these businesses that employ at least one full or part-time employee must carry workers’ compensation insurance.
Get workers’ compensation, general liability, a BOP and more through the Progressive Advantage® Business Program. Let us help you with a quote customized to your unique needs.
Types of VT business insurance
How much does business insurance cost in Vermont?
The cost of business insurance in Vermont depends on several factors, including a business’s size, experience and location. For example, a small business in Hartford with two part-time employees will have a different rate than one in Burlington with four full-time employees.
The most significant cost factor is the type of work your business does. Some businesses are exposed to more risk and can expect to pay more for coverage. For example, a roofer that routinely works high off the ground is considered to have more risk exposure than a painter that only works at ground level and can therefore expect to pay a higher rate.
Vermont business insurance requirements
Vermont requires any business with employees, including those with part-time employees, to carry workers’ compensation insurance. Exempt from this requirement are sole proprietors, casual workers and agricultural workers whose employer's payroll is $10,000 or less.
Visit the Vermont Department of Labor for more information on workers’ compensation facts, best practices and more.
Resources for Vermont small business owners:
Vermont professions we insure
We help small business owners from a wide variety of industries, including these common professions:
Browse more examples of professions we insure.
Why choose Progressive?
Business insurance for all Vermont cities
We can customize business insurance in all Vermont cities, including, but not limited to: