Commercial insurance options
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Commercial insurance options
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Workers' compensation insurance in Arizona helps cover medical bills and a portion of lost wages if an employee gets hurt or sick at work. It also helps you follow state regulations, creating a safer workplace for everyone.
Talk to a Progressive Commercial specialist to learn more about workers' comp in the Grand Canyon State and get the coverage you need.
Businesses that consistently employ at least one person should have workers' compensation insurance in Arizona. This coverage provides medical care and wage compensation for employees with job-related injuries or illnesses. It may also be necessary to meet professional licensing and contract conditions.
Learn more about Arizona workers' compensation requirements.
Independent contractors and sole proprietors are exempt from Arizona workers' compensation laws. However, without it, your team remains unprotected from workplace accidents. Even exempt businesses should consider coverage to avoid possible legal claims.
Explore Arizona workers' comp exemptions.
There are penalties for not having workers' compensation in Arizona, like fines up to $10,000. If a worker sues, the business also has to repay the benefits and face an additional penalty. Avoid these risks by consulting with a Progressive Commercial agent for expert advice.
Arizona workers' compensation rates depend on factors like:
You can get workers' compensation in Arizona three ways:
Consider these options to find the right Arizona workers' compensation provider.
Arizona workers' compensation insurance provides support for employee injuries or illnesses. After an employee reports an incident, the employer or employee can submit a claim. If approved, the employee receives financial assistance.
Arizona workers' compensation benefits include:
Workers' comp protects your business and helps injured employees recover and return to work. It also reduces the risk of legal claims, since employees receiving benefits usually can't sue your business.
Arizona workers' compensation death benefits support the families of deceased employees. These benefits help them manage expenses and maintain stability after the loss of a loved one. They include:
Get more information on Arizona workers' comp death benefits.
Arizona workers' compensation claims need to be filed within a year of the injury date. Encourage your employees to report any workplace incidents immediately to meet the state's statute of limitations and secure benefits.
For over 50 years, Progressive Commercial has been helping businesses like yours find the right insurance. Our exceptional service at a competitive price makes it easy.
Give us a call to discuss your needs with an agent or get started with an online quote.