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Commercial insurance options
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Workers' compensation insurance in Virginia offers financial and medical support to employees who experience job-related injuries or illnesses. Whether you're part of the tech industry in Northern Virginia or work in the hospitality field in Virginia Beach, having this coverage is essential for ensuring your team's well-being.
Protect your business and meet Virginia workers' compensation rules. Talk to a Progressive Commercial agent to learn more about your options.
According to Virginia workers' compensation requirements, businesses with two or more employees need coverage. This ensures that team members with work-related injuries or illnesses receive medical care and compensation for lost income. You might also need workers' comp to fulfill the conditions of professional licenses and contracts.
There are certain exemptions to Virginia workers' compensation laws, including:
Without workers' comp insurance in Virginia, your employees won't have protection against workplace accidents. Even if your business is exempt, you should consider coverage to support your team and avoid potential legal claims.
Most Virginia businesses are required to have workers' compensation, and failing to comply can lead to fines of up to $50,000. Avoid these risks by consulting with Progressive Commercial for professional guidance and support.
Learn more about the penalties for not having workers' comp in Virginia.
Virginia workers' compensation insurance rates depend on factors like:
When looking for workers' compensation insurance in Virginia, consider these options:
Explore your options and work with a Progressive Commercial agent to find the best workers' compensation coverage.
Virginia workers' comp insurance assists employees who suffer from job-related injuries and illnesses. After an employee reports an accident to their employer, either person can file a workers' comp claim. If the claim is approved, the employee receives financial assistance. The severity of the case determines the duration of benefits.
Virginia workers' compensation benefits include:
Workers' comp supports employees when they need it most and helps facilitate their return to work. It also reduces the risk of lawsuits, since employees who receive benefits typically can't sue your business.
If an employee passes away, Virginia workers' compensation death benefits are available to eligible family members. These include:
The Virginia statute of limitations give employees two years from the date of injury to file a claim. Encourage your employes to report any accidents immediately to make sure they can receive the benefits they deserve.
For more than 50 years, Progressive Commercial has helped businesses like yours get the insurance they need. When you get workers' compensation insurance through us, you can expect exceptional service, competitive pricing, and advice you can trust.
Call us to talk to an agent or start a quote online.