Types of Commercial Auto Insurance Filings
Different situations require different filings. Click on the filing types below to learn more about what each filing does.
Federal Truck Filings
Single State Registration Truck Filings
State-Specific Truck Filings
Other Filings
Certificates of Insurance (COI)
Federal Filings
The following federal filings are required for businesses engaging in interstate trucking or transportation of specific cargo.
BMC-91X Filing
A BMC-91X filing is a document submitted to the Federal Motor Carrier Safety Administration (FMCSA). Like a BMC-91 filing, it guarantees the FMCSA that you have enough Liability insurance to cover the increased risk of transporting goods or people across state lines.
A BMC-91X filing is required when your insurance is provided by multiple companies instead of just one.
Form MCS-90
An MCS-90 filing is an endorsement that must be attached to Liability insurance and Cargo Liability insurance policies. An MCS-90 is not filed with the Federal Motor Carrier Safety Administration (FMCSA). The BMC-91 or BMC-91X filing is submitted to the FMCSA as proof that the MCS-90 endorsement has been properly completed.
Single State Registration Filings
Businesses hauling exempt commodities in specific states are required to submit Single State Registration filings to demonstrate proof of insurance.
As of 2007, Single State Registration System (SSRS) filings are being replaced by Unified Carrier Registration Agreement (UCRA) filings. Unfortunately, the new UCRA system has not rolled out yet. As soon as we have updates on the new system, we will post them here. In the meantime, Single State Registration continues.
Under the SSRS, motor carriers can submit filings in their home state. Each state that the carrier passes through accepts the filing of the home state. Your home state is the state in which the largest number of your vehicles will operate during the coming year.
The following states do not participate in SSRS:
- Alaska
- Arizona
- Delaware
- Florida
- Hawaii
- Maryland
- Nevada
- New Jersey
- Oregon
- Pennsylvania
- Vermont
- Wyoming
If your business is based in one of the states above, you must submit the specific filings required for your state.
Contact us to learn more about truck filings for these unique, non-SSRS states.
Form E Filing
A Form E filing guarantees that you have sufficient Liability insurance and is submitted to the state department of your business' home state.
Form F Filing
A Form F filing is a confirmation sent to you and, if applicable, your agent as proof that a Form E has been issued.
Form H Filing
A Form H filing guarantees your state that you have sufficient Cargo Liability insurance and is submitted to the state department of your business' home state.
A Form H filing is not available in all states and situations.
Form K Filing
A Form K filing is used to cancel a previous state filing and is submitted to the state department of your business' home state.
State-Specific Filings
Beyond the SSRS, some states require other filings for specific businesses or vehicle types operating within their borders. These filings are submitted to your state's department of motor vehicles.
Look for your state below to see if there are any state-specific filings required for your business.
All States
SR-22 Filing
An SR-22 filing is a financial responsibility form submitted to your state's motor vehicle department, often referred to as the DMV. An SR-22 is proof that you have at least minimum Liability insurance coverage. It also is a guarantee from your insurance company to notify the DMV if you fail to maintain continuous insurance coverage.
An SR-22 filing often is required to reinstate a driver's license after it has been suspended.
SR-26 Filing
An SR-26 filing is issued to cancel an SR-22. It informs the DMV of changes to the status of your Liability insurance.
To process an SR-26 filing for corporations, we must have a Federal Employer Identification Number (FEIN). For individuals, we must have the Social Security number (SSN).
California Filings
MCP-65 Filing
An MCP-65 filing is a document sent to the state of California. It is required either because of your vehicle's gross vehicle weight (GVW) or if you are for-hire hauling.
PL914 Filing
A PL914 filing is a document submitted to the state of California for businesses offering commercial balloon, commercial river rafting or commercial skiing (class C) excursions. (Passenger transportation must be offered as part of the excursion package at no additional cost.)
TL676 Filing
A TL676 filing is a document submitted to the state of California for household goods movers. It guarantees the state that you have sufficient Liability insurance.
TL1000 Filing
A TL1000 filing is a document submitted to the state of California for businesses that offer courtesy transportation. This form ensures that you have sufficient Liability insurance and is only available for businesses offering courtesy transportation. It is not available for businesses engaged in the for-hire transportation of passengers.
To file a TL1000, the named insured on the policy cannot be an individual.
If a Z permit is required with the TL1000, we cannot issue the filing.
You must have a Carrier Authority Number (CA#) for us to issue a TL1000 filing for you. A Carrier Authority Number can be obtained from the California Highway Patrol.
Colorado Filings
Form 12
A Form 12 is a document submitted to the state of Colorado for towing businesses. It guarantees the state that you have sufficient Liability insurance to cover accidents potentially caused by operating tow trucks.
A Single State Registration System (SSRS) Form E is required to obtain this form.
On-Hook insurance must also be purchased, in addition to Liability insurance, to obtain this form.
Form 14
A Form 14 is a document submitted to the state of Colorado for towing businesses. It guarantees the state that you have sufficient Liability insurance to cover accidents potentially caused by operating tow trucks.
You must also have a Single State Registration System (SSRS) Form E and a Colorado State Form 12 to obtain this form.
You must also purchase On-Hook insurance coverage and Garage Keeper's Legal Liability (GKLL) coverage in addition to your Liability insurance to obtain this form.
Connecticut Filings
MC1641 Filing
A MC1641 filing is a document submitted to the state of Connecticut for businesses offering courtesy transportation. We will not issue this form for businesses engaged in the for-hire transportation of passengers.
This filing is vehicle specific. Progressive does not have to insure all of your commercially owned or operated vehicles in order to obtain this filing.
Special approval by Progressive is required before this filing can be issued.
GU1327C Filing
A GU1327C filing is submitted to the state of Connecticut to cancel an MC1641 filing. The GU1327C notifies the state of Connecticut of changes to your Liability insurance.
R1325C – IRB3613C Filing
A R1325C – IRB3613C is required before you can obtain a license to operate a leased or rented vehicle. This filing is submitted to the state of Connecticut.
Indiana Filings
SR50 Filing
An SR50 filing is a financial responsibility form that provides proof that you have at least the minimum required Liability insurance and is submitted to the Indiana Bureau of Motor Vehicles (BMV).
An SR50 will only be issued in the name of the named insured on your policy.
You may also need an SR-22 filing in addition to an SR50.
Ohio Filings
OS-32 Filing
An OS-32 filing guarantees the state of Ohio that you have sufficient Liability insurance to cover accidents potentially caused by operating oversized vehicles or trailers. This document is submitted to the Ohio Department of Transportation (ODOT).
Oklahoma Filings
WA Form
The WA Form is submitted to the state of Oklahoma for towing businesses. It guarantees the state that you have sufficient Liability insurance to cover accidents potentially caused by operating tow trucks.
Rhode Island Filings
GU1338C
The GU1338C is submitted to the state of Rhode Island to verify proof of financial responsibility or proof of Liability insurance. This filing is vehicle specific and must be issued for each vehicle separately.
A GU1338C filing requires special approval by Progressive prior to being issued.
Texas Filings
Form T
A Form T is submitted to the state of Texas for towing businesses. It guarantees the state that you have sufficient Liability insurance to cover accidents potentially caused by operating tow trucks.
You must have a Vehicle Storage Facility (VSF) number to obtain this form.
Certificates of Insurance (COI)
Required by various states, certificates of insurance (COI) are similar to filings because they offer proof of financial responsibility by showing adequate insurance coverage. COIs also are processed in the same way as filings.
Oversized/Overweight Vehicles COI
(Alabama, Arkansas, Louisiana, Mississippi and Pennsylvania only)
This certificate of insurance (COI) is a document submitted to the state for oversized vehicles or trailers, or for overweight vehicles or loads. It guarantees the state that you have sufficient Liability insurance to cover accidents potentially caused by operating larger, heaver vehicles and trailers.
California Driving School Certificate
(California only)
The California Driving School Certificate is a form issued to the state of California verifying proof of insurance. The state of California has special requirements for driving schools since different drivers constantly operate each vehicle.
Florida Department of Motor Vehicles COI
(Florida only)
The Florida DMV COI is a form issued to the state of Florida for vehicles with a gross vehicle weight (GVW) of more than 26,000 lbs. Florida requires this specific COI to register overweight vehicles.
Form MV5 COI
(Montana only)
A Form MV5 COI is submitted to the state of Montana for towing businesses. It guarantees the state that you have sufficient Liability insurance to cover accidents potentially caused when operating a tow truck.
At Progressive, we only issue this form on behalf of the insured for the cargo/property portion of the form. You also will need to obtain a separate Cargo Carrier portion for this filing.
To obtain this filing, you also must have On-Hook insurance coverage and, if you tow vehicles to a storage or repair facility that you own, Garage Keeper's Legal Liability insurance coverage.
TA-VN-31 Driver Training COI
(VT only)
The TA-VN-31 is a form issued to the state of Vermont as proof of insurance for driving schools. The state of Vermont has special requirements for driving schools since the drivers for each vehicle are always changing.