Carpenter insurance protects tradesmen such as framers, flooring contractors and cabinet makers from financial liabilities caused by injuries and property damage. A single accident might be difficult to overcome without the necessary coverage in place.
You can get carpenter insurance through the Progressive Advantage® Business Program. Our team of experts can help you get personalized coverage through one of our providers.
Carpenter insurance cost
The cost of a carpenter’s insurance depends on a wide range of factors such as exposure to risk, coverage needs and number of employees.
Let’s use a deck builder and a flooring contractor as an example. Both are carpenters by trade, but due to the different requirements of their work, the deck builder might be exposed to different risks than the flooring contractor, and vice versa. This factor alone will likely cause their insurance rates to vary.
Call us, or start a quote online to get a rate that best matches the specifics of your carpentry business.
Basic coverage for carpenters:
- General Liability: An essential coverage for electrical contractors. It protects against lawsuits or other financial liabilities that result from a range of incidents like a 2x4 accidentally crashing through a window.
- Commercial Auto: Typically needed if you use your vehicle to transport work supplies like wood, saws and other tools. We offer protection for a variety of vehicles including vehicles and trailers common to carpenters.
Other coverages carpenters might need:
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We’ve made it easier for you to find all your insurance needs in one place.
Licensed commercial auto specialists are available to insure your work vehicles. We also have an in-house agency that can help you find personalized business liability coverage.