Plumbing Insurance

Plumbing insurance gives protection against a wide variety of risks routinely faced by plumbers and plumbing contractors. Adequate protection is essential since one small mistake or accident could result in damages that drain a small business’s finances beyond recovery.

Protect your business through the Progressive Advantage® Business Program. We can connect you with one of our trusted provider products and design a plumbing insurance policy specific to your business.

What does it cost?

Your plumbing insurance cost depends on various rating factors including your coverage needs, exposure and claims history. For example, a plumbing contractor who recently had a $15,000 claim could expect to pay more for insurance than a plumber who’s claim free.

Basic plumbing insurance coverages:

  • General Liability: A fundamental business liability coverage that protects plumbing contractors against lawsuits and other financial challenges resulting from accidents or mishaps. For example, being held legally liable for flooding a customer’s kitchen because of your negligence.
  • Commercial Auto: Vehicles used to travel to jobsites or transport supplies such as pipes, faucets and plumbing tools, usually need commercial coverage. Typical auto policies generally have coverage limitations or exclusions for vehicles used for work purposes. We insure various types of vehicles and trailers common to plumbers.

Other coverages plumbers might need:

  • Business Owner’s Policy (BOP): An extension of general liability insurance, which includes coverage for your commercial building or personal property.
  • Workers’ Compensation: Covers medical costs and a portion of lost wages for employees who become ill or injured at work.

Learn how other factors influence your business insurance cost, and what you can do to save on your plumbing insurance.

Get your quote today!

What you need. All in one place.

Our in-house agency can connect you with various business insurance products offered by our providers. You may also get a commercial auto quote with one of our licensed professionals.

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