Electrical Contractor Insurance
Electrical contractor insurance protects against potentially devastating financial losses caused by injuries, property damage and other common risks related to the trade.
We offer electrical contractor insurance through the Progressive Advantage® Business Program. Our team of experts will help you get customized coverage through one of our trusted providers.
Electrical contractor insurance cost
Various factors like contractual requirements, number of employees and other job-related exposures can all affect the cost of electrical insurance.
For example, an electrician who needs $10,000 in personal property protection to cover his expensive tools will usually pay more than an electrician who only needs $5,000 in coverage.
Learn how other factors affect your business insurance cost and what you can do to maximize your savings.
Basic coverages for electricians:
This essential coverage for electrical contractors protects against lawsuits or other financial liabilities that result from a wide range of accidents, like a fire caused by faulty work.
This policy is typically needed if you use your vehicle to transport work supplies like parts, testing equipment and other tools. We offer protection for a variety of vehicles, including cargo vans and pickup trucks.
Other coverages electricians might need:
A BOP extends general liability coverage to protect things like your commercial buildings and personal property.
Workers’ comp provides coverage for your employees who become ill or injured while on the job.
Quote your electrical business today
We can help you understand your insurance requirements, answer your questions and more.
Our in-house agency can connect you with one of our business insurance providers for customized coverage. We also have specialists available to insure your work vehicles same-day.