Photographer Insurance

Photographer insurance is coverage customized to meet the insurance needs of a professional photographer. Choosing the right coverages to meet your needs is vital, as it can help protect your business from the potentially devastating cost of a claim.

Using the Progressive Advantage® Business Program, our experts can help set you up with the right business insurance for photographers.

How much does photographer insurance cost?

The cost of photography insurance can vary depending on a range factors, such as the size of the photography business, number of employees and risk factors. For example, a photography company with multiple studios and photographers will have a different premium than a company with just one studio and photographer.

Basic business insurance for photographers:

  • General Liability: This photographer liability insurance protects your business from mishaps and their resulting lawsuits. For example, while shooting a wedding, a guest slips on a tripod leg and is injured. General liability could cover their medical expenses.
  • Commercial Auto: If your vehicle is used for photography business purposes, such as carrying your equipment to a shoot, you’ll need commercial auto coverage to insure it. Nearly all personal auto policies will not cover your vehicle if it is being used for business purposes.

Other insurance for photographers:

  • Workers’ Compensation: Workers comp coverage protects your employees should they be injured while working.
  • Business Owners’ Policy (BOP): A BOP is an easy way to combine general liability coverage with commercial property damage into one photographer business insurance policy.

Start a photographer insurance quote today

We’ve got what you need to get the best photographer insurance in one place. Our in-house agency can get you started with a quote.

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