Plumbing Insurance

Plumbing insurance protects against a variety of risks routinely faced by plumbers and plumbing contractors. Adequate coverage is essential since one mistake or accident could result in damages that drain a small business’s finances beyond recovery.

Protect your business through the Progressive Advantage® Business Program. We can connect you with one of our trusted provider products and design a plumbing insurance policy specific to your business.

What does it cost?

Your plumbing insurance cost depends on various rating factors, including your coverage needs, exposure and claims history. For example, a plumbing contractor who recently had a $15,000 claim could expect to pay more for insurance than a plumber who’s claim free.

Basic plumbing insurance coverages:

General Liability

This fundamental business liability coverage protects plumbing contractors against lawsuits and other financial challenges resulting from accidents or mishaps. For example, it could protect you if your negligence caused a customer’s kitchen to flood.

Commercial Auto

Vehicles that travel to job sites or transport supplies, such as pipes, faucets and plumbing tools, usually need commercial coverage. Most auto policies have coverage limitations or exclusions for vehicles used for work purposes. We insure various types of vehicles and trailers common to plumbers.

Other coverages plumbers might need:

Business Owners Policy (BOP)

A BOP is an extension of general liability insurance that includes coverage for your commercial building or personal property.

Workers’ Compensation

Workers’ comp covers medical costs and a portion of lost wages for employees who become ill or injured at work.

Learn how other factors influence your business insurance cost, and what you can do to save on your plumbing insurance.

Get your quote today

Progressive makes it possible for you to get the insurance you need in one place.

Our in-house agency can connect you with various business insurance products offered by our providers. You may also get a commercial auto quote with one of our licensed professionals.

More information

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