Plumbing Insurance
What is plumbing insurance?
Plumbing insurance is designed to protect plumbers from unexpected accidents and risks associated with their work, allowing them to focus on delivering excellent service to their clients.
Find the right commercial plumbing insurance through Progressive Commercial. Our expert agents are here to help.
Why is plumbing insurance important?
Having plumbers insurance is an important part of running a responsible and professional plumbing business. It protects you, your clients, and your company from unexpected events and liabilities, and helps cover costs related to lawsuits and repairs.
Some clients might ask to see proof of insurance before a project starts. Progressive Commercial can give you a certificate of insurance (COI) once your policy is active.
Who needs plumbing business insurance?
Many individuals and organizations in the industry need a plumbing insurance policy. This includes independent plumbers, plumbing companies, specialized plumbing contractors, plumbing consultants, and maintenance plumbers.
Whether you're a sole proprietor, part of an LLC, or working for a startup, you should consider securing plumbing business insurance.
Types of insurance for plumbers
Plumbing professionals typically need different types of insurance to protect against the range of risks associated with their work. These coverages include:
- General liability: This basic business liability insurance defends plumbers against legal claims and financial setbacks caused by accidents involving customer injury and property damage. Learn more about the benefits of general liability insurance.
- Commercial auto: Vehicles used to transport plumbing supplies and tools need commercial auto coverage. Progressive Commercial can cover the different vehicles and trailers you rely on to do your job. Learn about commercial auto coverage.
- Business owners policy (BOP): A BOP offers liability protection and coverage for a business’s commercial buildings and personal property. Learn more about BOP coverages.
- Workers' compensation: This insurance covers medical bills and a portion of lost income for employees who get hurt or sick on the job. Find out if you need workers' comp for your business.
- Cyber: Cyber insurance protects your business from damage caused by data breaches and cyber attacks. It pays for legal costs, notification expenses, and recovery efforts.
Tools and equipment insurance for plumbers
Plumbers traveling to job sites should have tools and equipment insurance. You can add it to a general liability or BOP policy to help repair or replace lost, damaged, or stolen tools, ensuring your business runs smoothly.
What does plumbing insurance cost?
What you pay for plumbing insurance depends on factors like your coverage needs, number of employees, risk exposure, and claims history.
Understanding the different aspects of your plumbing business can help you determine which of these components might affect your premium. Learn more about these factors and how you can save on your business insurance cost.
Why choose Progressive Commercial for your plumbers insurance
For over 50 years, Progressive Commercial has helped small businesses access a full range of insurance products, competitive rates, and outstanding customer support. Let us help you get the right plumbing insurance coverage for your business today.
Call us or start an online quote to learn how you can save.
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