Food truck insurance

Protect your food truck with customized coverages that exactly match your small businesses needs

Food service vehicle insurance

Whether you need refrigerated truck insurance or commercial van insurance, we can help you get the proper food service vehicle insurance for your business.

Progressive is a specialist in commercial auto insurance and we offer customized insurance options for food trucks. Whether you're new to the food truck business or you've spent many years on the streets, we have insurance solutions for you.

Because you depend on your vehicle every day, it's important to protect it with the proper food service vehicle insurance.

Types of food trucks we insure

Food trucks are growing in popularity across the nation, and Progressive insures both new and experienced food truck business owners.

We provide food truck insurance coverage for the following:

  • Mobile food trucks
  • Lunch trucks
  • Catering trucks
  • Concession trucks
  • Vending trucks
  • Ice cream trucks

Food truck insurance coverages

Depending on your type of food truck business, you might need different types of food truck insurance.

We offer the food truck insurance basics like:

  • Liability insurance
  • Bodily injury insurance
  • Property damage insurance
  • Medical payment insurance
  • Physical damage insurance
  • And many more

When you call to get a food truck insurance quote, a licensed insurance professional will help you determine which coverages you need while you're on the road.

They'll also let you know about our:

  • Customized Discounts – Depending on your business type, you may qualify for discounts for being an experienced business owner, or for having a General Liability or Business Owner's Policy.
  • Flexible Payment Options – Whether you pay online, by phone, or by mail, we offer multiple payment options. You can choose to pay monthly or pay your policy in full.
  • Speedy Claims Service – Our claims service is designed to help you get back on the road fast. It includes 24/7 claims reporting, network shops, and an in-house staff of experts specially trained to handle your commercial claim.

Food service vehicle insurance from Progressive offers comprehensive insurance discounts along with outstanding commercial vehicle claims services. We also provide flexible payment options and fast online bill payment capabilities.

Food truck insurance cost

The main factors that affect the cost of food truck insurance are:

  • Your vehicle type
  • The coverages you need
  • Your location
  • The drivers driving histories

Food truck businesses can vary a lot. These differences will affect the business' exposure, which commonly influences their rates. For example, certain food trucks grill and fry food whereas others sell prepackaged goods.

Although business types may differ, the quoting process is the same. Start a quote or call one of our specially trained representatives.

Vehicle insurance for food service

We provide all types of food service vehicle insurance including:

  • Truck Insurance
  • Pickup Truck Insurance
  • Catering Truck Insurance
  • Refrigerated Truck Insurance
  • Straight Truck Insurance
  • Step Van Insurance
  • Food Service Trailer Insurance
  • Lunch Wagon Insurance
  • Concession Trailer Insurance

Learn more common types of commercial vehicles we insure and browse commercial auto insurance information organized by vehicle type.  Also, view a list of common trailers we insure.

Examples of businesses that might need food service vehicle insurance include:

  • Mobile Food Service
  • Event Food Service
  • Buffet Food Service
  • Business Food Service
  • Convention Food Service
  • Wedding Food Service