Drive Other Car insurance can provide protection for the executive of a Partnership or Corporation or their spouse when driving a non-owned vehicle, such as a vehicle that is rented or borrowed.
Who needs drive other car insurance?
Drive Other Car insurance is similar to an Individual Named Insured Endorsement. If you need to borrow, test drive, rent, or lease a vehicle, Drive Other Car insurance will extend the coverages you’ve purchased for your commercial auto insurance policy - like Liability insurance, Physical Damage insurance, Medical Payments, and Uninsured Motorist Insurance, to a non-owned vehicle.
This means that Drive Other Car insurance allows your insurance to provide protection for you, as an executive of a Partnership or Corporation, or your spouse if he or she ever needs to drive a different vehicle that is not on your commercial auto policy.
Limits, deductibles and other details
With Drive Other Car insurance, limits you select for your Liability insurance, Physical Damage insurance, Medical Payments, and Uninsured Motorist insurance, if available, will apply to a non-owned vehicle.
Exceptions and restrictions
Drive Other Car insurance is only available for Partnerships and Corporations and only applies to the executives of a Partnership or Corporation or their spouse. In order to be eligible for this coverage, you must have a vehicle listed on your commercial auto insurance policy with a personal or non-business use.