Affordable business insurance

Protect your company from unexpected risks by securing inexpensive insurance coverage from Progressive Commercial. We'll help you find affordable small business insurance that's right for you.

Affordable business insurance coverage types

Because various factors impact insurance costs, it's hard to label one type as the cheapest. Progressive Commercial can provide the low-cost coverage you want without giving up the quality and protection you need. Common types of insurance for small businesses include:

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What's the cost of a business insurance policy?

Various factors determine how much your business insurance costs. When considering the cheapest business insurance for your specific needs, we'll assess things like your:

  • Type of business: If you're in a low-risk industry or don't interact with the public, your insurance premiums may be lower.
  • Size of business: The smaller your business, the less you'll pay for insurance.
  • Location of business: If your business is in a safe area, you may be able to save on your premiums.
  • Claims history: Insurers typically review any previous claims you submitted. You might be rewarded with lower rates if you have a clean history.

Our expert agents carefully review your information to help you find coverage that fits.

How to balance business insurance cost vs. coverage

Low-cost business insurance should still offer the protection your business needs. We'll help you choose an affordable option without compromising quality.

Strategies for saving on business insurance

When looking for inexpensive business insurance, you can lower costs with some simple strategies.

Choose the right type and amount of coverage

You want the right amount of protection to safeguard your business, but you don't want to overpay for unnecessary coverage. Talk to an agent or start an online quote to find the right insurance.

Increase your deductible

Raising your deductible can lower premiums because it reduces the financial risk for insurers. If you can afford to pay a higher deductible and your claim history is low, this approach can save you money.

Maintain a clean claims history

Many insurers offer lower premiums and better coverage options to businesses with fewer claims. You may also be able to negotiate rates and terms.

Compare quotes

Shopping around for the most affordable business insurance is another effective strategy. Getting multiple quotes and comparing your options is a great way to find the cheapest business insurance.

Get started on a quote from Progressive Commercial today.

Customizing your business insurance

We provide customizable insurance options to meet your needs. No matter what kinds of coverage you're looking for, we have solutions for your long-term business success.

Start a quote today to get affordable business insurance

Get a quoteOr, call 1-888-806-9598