Workers' Compensation Insurance by State
We offer workers' comp insurance in 45 states. Ohio, North Dakota, Washington, and Wyoming are monopolistic, meaning they require coverage through a state-run fund. Check the list below to start your free quote. If your state isn't linked, call us to explore your options.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Workers' compensation requirements by state
Each state has its own rules for workers' compensation insurance. For example, Texas workers’ comp laws don’t require most private employers to have coverage but offers legal aid if they choose to get it. In contrast, California workers’ compensation rules say all employers need insurance to cover employee accidents.
These state-specific rules help you navigate workers' comp and protect your team. Following these laws not only safeguards your employees but also shields your business from potential legal issues and financial penalties.
Monopolistic states
Ohio, North Dakota, Washington, and Wyoming are monopolistic states. Businesses in these locations must purchase workers' compensation insurance from a state fund.
Although we can't quote insurance to these states, we're still here to offer advice. Our team can guide you through the process so you understand the requirements and benefits of the state-run programs.
Get workers' compensation insurance in your state
Progressive Commercial has spent over 50 years working with companies like yours to find the right insurance plans. We're here to offer you the same support to help your business grow.
To find insurance in your state, start a quote online or call 1-888-806-9598. Get the right coverage to protect your employees and your business.
