Tow Truck Insurance Coverages
When you're towing a customer's vehicle, it's your responsibility to ensure that no harm comes to it. That's why having the right towing insurance is an especially important part of every towing business. And it's why Progressive has special tow truck insurance products and features designed to meet your unique needs.
The list below outlines various towing insurance products and features that we recommend for your business. Click on the insurance coverages to learn more about who needs it, what it does and how it protects you.
What Towing Insurance Products Are Available?
Progressive recommends the following towing insurance coverages to protect your business in most accident situations:
Liability insurance — This form of insurance for commercial tow trucks pays for damages that you cause to other people and their property.
Medical Payments Insurance — This type of commercial tow truck insurance pays medical bills for you and any passengers in your vehicle in case they are hurt in an accident or auto-related injury.
Physical Damage Coverage — Physical damage coverage pays for repairs to your vehicle if it's ever damaged in an accident, whether it's caused by a collision with another vehicle or a falling tree branch. Physical damage tow truck insurance coverage can include:
Uninsured Motorist Insurance — Pays for damages to you and your passengers caused by drivers who don't have insurance or don't have sufficient insurance. It also protects you in the event of a hit-and-run. Uninsured motorist insurance for commercial tow trucks can include:
Insurance For Commercial Tow Trucks
These are coverages designed specifically for insurance for tow truck companies. They'll protect you when you're storing or towing a customer's vehicle.
Garagekeepers Legal Liability insurance — This insurance for commercial tow trucks provides protection for customer vehicles when they're parked at your shop, garage, etc.
On-Hook Towing insurance — This towing insurance protects customer vehicles while you're towing them.