Electrician Insurance

Electrician insurance can protect you from devastating financial liabilities caused by injuries, property damage and many other situations.

Now you can get electrician insurance through the Progressive Advantage® Business Program and be protected. The program offers general liability, workers' compensation, commercial auto insurance and other coverages to small businesses that qualify.

We can customize your electrician insurance with coverages that could protect you from lawsuits, damage to your buildings, loss of personal property and more.

Who needs electrician insurance?

Almost all businesses in the electrical trade have the need for basic electrician insurance. They include:

  • Electrical Contractors
  • Electric Repairmen
  • HVAC Technicians
  • Heating Contractors
  • Lighting Technicians
  • Lighting Consultants
  • Air Conditioning Contractors
  • Construction Companies

Laws may vary by state, so make sure you're familiar with the local rules and regulations where you work.

General liability insurance

General liability Insurance, or GL, is a fundamental part of electrician insurance. It could provide protection against lawsuits and other financial liabilities that result from things like accidents or other mishaps.

GL is often bundled with a variety of other coverages in a Business Owners Policy (BOP). However, you might be eligible to get electrician insurance with general liability coverage through the Progressive Advantage Business Program without getting a full BOP. Check eligibility.

Business owners policy

Many businesses need more than basic liability. A BOP can provide additional protection including property, loss of income, identity theft coverage and many more. Check eligibility.

Workers' compensation insurance

Workers' compensation insurance through the Progressive Advantage Business Program could help cover the medical costs and a portion of lost wages for an employee who becomes ill or injured during work. Discover if you're eligible to include workers' compensation coverage to your electrician insurance package. Check eligibility.