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Bucket Truck Insurance
Commercial auto insurance for bucket trucks
What is bucket truck insurance?
Insurance for bucket trucks is commercial auto coverage customized for the unique risks these vehicles face. Businesses like arborists, contractors, and sign installers that use cherry pickers and utility trucks with hydraulic arms can help protect their investment with the right bucket truck insurance policy.
Our insurance experts at Progressive Commercial can help you find the right coverages and limits to meet your needs.
Do you need insurance for a bucket truck?
Yes, bucket trucks operating on public roads must carry vehicle liability coverage. Limits and other insurance requirements vary by state, and you may want more than the legal minimum to stay financially protected in case of accidents on the road or at a job site.
As the #1 commercial auto insurer in the country,* we can help you find a bucket truck insurance policy that's right for you. Contact us to speak with an experienced agent or get a quote to learn more.
Common bucket truck insurance coverages
Additional coverages that bucket truck operators may want to carry include:
- Medical payments: Helps cover medical expenses for you and your passengers if you're injured in a bucket truck accident.
- Uninsured/underinsured motorist (UM/UIM): Pays for injuries and property damage if another driver causes an accident but doesn't have enough insurance to cover your medical bills or the cost to repair or replace your truck.
- Collision: Covers damage to your vehicle if it collides with a telephone pole, another car, or a parked vehicle.
- Heavy truck roadside assistance: Specialized 24/7 roadside assistance that includes towing for large trucks to reduce lost working time if your bucket truck breaks down.
Learn more about the commercial auto insurance coverages available from Progressive Commercial.
Other coverage for bucket truck operators
Since bucket trucks are used to work at height, they have risks that other types of trucks don't. In addition to commercial auto insurance, bucket truck businesses should also have workers' compensation to cover their employees if they're injured on the job.
How much does insurance cost for a bucket truck?
Bucket truck insurance cost will vary depending on the type of truck you have and how it's used. The following factors help determine your rate:
- Location: The state where you are based will determine minimum limits for certain types of coverage. Where you travel will also impact your rate.
- Coverages and limits: The higher your limits and the more coverages you need, the more you'll pay for your policy.
- Type of work: How you use your truck can play a role in your monthly premium. Riskier professions, like utility work or tree trimming, might pay more for coverage.
- Make, model, and year: Newer trucks often have more advanced safety features, which can reduce your cost.
- Claims history: A clean record free of accidents can help you save on your bucket truck insurance cost.
Bucket truck insurance discounts and savings
With Progressive Commercial, you can save on your bucket truck insurance with commercial auto discounts and other programs like Smart Haul® and Snapshot ProView®. Our team of specialists can work with you to find the coverage you need at a competitive rate.
How to get your bucket truck insured
We make it easy for you to get insurance for a bucket truck. Before you start a quote, make sure you have the following information:
- Vehicle identification number
- Motor carrier number
- Claims history
- Business information
If you have questions about coverages and limits, contact Progressive Commercial. We can get you covered quickly so you're protected and ready to work.
